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It’s a New Year, I’m Underwater, No Modification, now what do I do?

Hire a debt relief and foreclosure defense attorney

The ongoing banking crisis is a perfect opportunity to literally engage the bank in a sort of a hand to hand combat. I'm pretty sure we all have heard the old expression; keep your friends close and your enemies closer.

At the Carman Law Firm, P.A. we do just that, we engage the bank like you would engage the enemy.

Once we've engaged the bank, we can then attack them on their fraudulent documentation, if there is any. And more importantly we can engage them to do a short sale, a loan modification or a deed in lieu of foreclosure. There are many options.

Of course, before we engage the bank we need to assemble a strategy, especially for those that are seeking to strategically default.  

The banks know that once an experienced foreclosure defense attorney is involved it could take 18 to 24 months to foreclose - 18 to 24 months at a price tag of an estimated $1,000 a month just to carry the property that's in foreclosure. So, it's in the bank's best interest to find some sort of workout.

The good news is that when an experienced foreclosure defense attorney gets involved the bank is usually more willing to negotiate.

We are continually asked about the dreaded deficiency judgment.

Our goal is to make sure that there is not a deficiency judgment against our clients. And I'm proud to say that none of the clients that we have defended from the beginning have had a deficiency judgment entered against them.

Right now, while the banks are facing this crisis, everything is negotiable.

However, I can't do enough to impress upon homeowners that this can, and will, all change in the coming year.

Anticipating a rapid acceleration of foreclosure filings means the time for you to act, is NOW!

If you are one of the many individuals and families struggling to make mortgage payments, STOP TRUSTING YOUR BANK, and instead consider hiring an experienced debt relief and foreclosure defense attorney.

The Carman Law Firm can protect your rights, and get you the help you need.  We will represent your best interest and handle all of the negotiations with your bank.

When you work with us, you will be working with a team who believes in bringing you all the information and skills we can. We consider it our duty to help you analyze your situation, and we will provide you with every detail to ensure you make the most informed decision. We can also assist you with settling your credit card debt for pennies on the dollar and provide active credit repair, helping your credit score rise as quickly as possible after a short sale or strategic default.

The Carman Law Firm can assist those in need of debt and mortgage relief.  With many options available and trusted answers to questions that someone might have about regarding credit card debt, short sales, loan modification, foreclosure and strategic default.

Begin protecting your family today; Call the Carman Law Firm at 1-800-763-0775 or email us at info@carmanlegal.com, get answers you need and schedule an informative and free comprehensive consultation on how the Carman Law Firm can help you. 

(800) 763-0775 165 East Palmetto Park Road Boca Raton, Florida 33432
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

We are a Debt Relief Agency which helps people file for relief under the Bankruptcy Code, pursuant to the Bankruptcy Abuse Prevention & Consumer Protection Act.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Address: 165 East Palmetto Park Road Boca Raton, FL 33432
Phone: (800) 763-0775