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Blog Posts in July, 2010

NY Court Rules Against Lender in Foreclosure

It happened in Florida several months ago, and now it's happened in New York; failure to prove mortgage note ownership at the time of filing in New York left the lender unable to complete a judicial ...
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Fannie CEO Describes 'New Realism' For US Mortgage Lending

WASHINGTON -(Dow Jones)- Fannie Mae (FNMA) Chief Executive Michael J. Williams suggested that the company's new, tougher lending standards are here to stay. In a speech in Washington Wednesday, ...
Continue reading "Fannie CEO Describes 'New Realism' For US Mortgage Lending" »

Analysts Predict Fannie Mae's Strategic Default Policy Will Have Little Impact

As we informed our readers earlier this month, Fannie Mae announced new policy changes intended to deter financially competent homeowners from walking away from their mortgage obligation by imposing ...
Continue reading "Analysts Predict Fannie Mae's Strategic Default Policy Will Have Little Impact" »

Foreclosure Mediation: Do I really need an attorney?

With foreclosure mediation now in full force throughout Florida I urge you to find an experienced foreclosure defense attorney who is knowledgeable about foreclosure defense and foreclosure mediation ...
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Bank of America's error cost Cape Coral woman her home

I'm truly saddened by this story and hope that those that have the opportunity to read this understand why I continue to stress the importance of hiring a competent, experienced foreclosure defense ...
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Your Short Sale is done, what a relief, or is it?

Finally your realtor and so-called short sale expert has completed your short sale; what a relief, you didn't have to pay the realtor, you didn't have to incur the cost of an attorney, and it's ...
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Loan Servicers Blame Investors When Denying Loan Modifications

This post focuses on the homeowners who clearly qualify for a loan modification and have, in good faith, provided all of the required documentation and information necessary to modify their mortgage. ...
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Foreclosures Decline, But Not in Florida

Foreclosures declined for the third straight month, while conditions worsened in Florida . Out of the 313,841 foreclosure filings on U.S. homes last month, RealtyTrac reported that Florida filings ...
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The Court has ordered mediation; do I really need an attorney?

After my interview on CBS 12's Good Morning South Florida this past weekend, I had come to realize that many South Florida homeowners seem to think that foreclosure mediation is somewhat of a ...
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Even the Rich Understand Strategic Default

No need for tears, but the well-off are losing their master suites and saying goodbye to their wine cellars. Read more: http://www.nytimes.com/2010/07/09/business/economy/09rich.html
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Walking away from your mortgage is bad for Fannie Mae and the banks, NOT YOU!

Just a few short weeks ago, Fannie Mae issued an outright threat to homeowners in this country by creating a new rule that would punish anyone who stops paying their mortgage and walks away from their ...
Continue reading "Walking away from your mortgage is bad for Fannie Mae and the banks, NOT YOU! " »
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